How important is family background to you?

[Munchkin03]

Originally Posted by 33girl

If you travel a lot for business and use a debit card instead of credit cards.

If your spouse is a control freak. (Some people just ARE and it's nothing personal to the other person.)

If it's in the details of the prenup.

The days of putting money in the cookie jar for the little woman to "run the house" with are LONG gone. Most people just don't have lives like that anymore. Picture it: you're off for a business trip and your hubby is at home. Out of the blue his car breaks down, and you have to pay for dinner and a hotel room on your trip. Sometimes there isn't enough in the account to cover that and someone is going to bounce.

I think that model is really outdated. Heck, my mother stayed at home the entire time we were growing up, and she's always had a savings and checking separate from the "house" account. Granted, she had her own income from her artwork. But, still.

I honestly don't understand the whole "credit cards are evil" thing. Like anything else, you abuse them, and they'll abuse you right back. But, if you travel for business or require reimbursements on a regular basis, you almost have to have a credit card. Hell, get an Amex where you have to pay it off each month in full if you really don't want to deal with a typical "credit card."

[33girl]

Originally Posted by Munchkin03

I honestly don't understand the whole "credit cards are evil" thing. Like anything else, you abuse them, and they'll abuse you right back. But, if you travel for business or require reimbursements on a regular basis, you almost have to have a credit card. Hell, get an Amex where you have to pay it off each month in full if you really don't want to deal with a typical "credit card."

Oh, I agree that you should be able to manage a credit card. But some people CAN'T, or don't want to. That's their prerogative. I was just giving some examples of why a married couple would maintain separate accounts.

[Munchkin03]

Originally Posted by 33girl

Oh, I agree that you should be able to manage a credit card. But some people CAN'T, or don't want to. That's their prerogative. I was just giving some examples of why a married couple would maintain separate accounts.

Oh, I was agreeing with you! I gave an example of a married couple with separate bank accounts to further drive it home. Then I went on my pro-credit card rant.