Quote:
Originally Posted by 33girl
If you travel a lot for business and use a debit card instead of credit cards.
If your spouse is a control freak. (Some people just ARE and it's nothing personal to the other person.)
If it's in the details of the prenup.
The days of putting money in the cookie jar for the little woman to "run the house" with are LONG gone. Most people just don't have lives like that anymore. Picture it: you're off for a business trip and your hubby is at home. Out of the blue his car breaks down, and you have to pay for dinner and a hotel room on your trip. Sometimes there isn't enough in the account to cover that and someone is going to bounce.
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My future career won't require a lot of travel, but if I was married to a guy who had to travel a lot on business I would hope/think he would have a company card. I personally think credit cards should be used for emergencies only, and maybe for holidays, otherwise you're going into debt (if used for everyday things you can pay cash for) and high interest is too hard to pay off.
I agree, some people do marry control freaks, but I wouldn't. I think I'm controlling enough. (I'm kidding)
But I'm not going to be controlled by some guy.
I dunno, it just seems like a prenup is saying that you're already going into marriage with negative thoughts. The "just in case" mentality.
My parents had a joint savings (that they wouldn't touch unless needed) and a joint checking. I agree, the homemaker days are long gone. I have dreams and goals and I wouldn't care if he had Bill Gates money, I'm not going to be anyone's "little woman" who cleans and takes care of the kids. That's something we will both do to help each other. If the car breaks down, and we can't use our checking, then that's what the joint savings account is for.
Quote:
Originally Posted by Munchkin03
I honestly don't understand the whole "credit cards are evil" thing. Like anything else, you abuse them, and they'll abuse you right back. But, if you travel for business or require reimbursements on a regular basis, you almost have to have a credit card. Hell, get an Amex where you have to pay it off each month in full if you really don't want to deal with a typical "credit card."
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I agree. I think it just depends on what works for you and your spouse.
Quote:
Originally Posted by DrPhil
Oh and WE KNOW. That's why it's out of the question except for certain extenuating circumstances. And the general rule is that his family can BORROW (hint: contract) from his account after he and I discuss it. But borrowing is a last resort because he is not into the lending business.
I don't believe in loaning grown adults money. Unless a medical emergency comes about that depletes a family members' accumulated wealth.
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But what if you discuss it and he disagrees with you? How would you handle that? I don't totally 100% agree with PB's thing on family issues, because it's a black or white, hot or cold, thing with him. However, I do agree with him about marrying into a family that really isn't educated or has jail/prison/bail out problems and doesn't have their own money. Those family members seem to want to borrow money from the members who have money, and then they never pay them back.
I was just saying as a hypothetical situation, what if a family member got themselves in some kind of trouble and wanted to borrow money from him? You would tell him to take it out of his own account?
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