Joint account or separate account

[Cen1aur 1963]

Originally Posted by AlphaFrog

See previous post where everything is in my name, except one credit card.

Seriously, I'll admit I might feel different if my name wasn't on everything, but I'll also say that if my husband ever changed his mind, I would haul him down to the bank the next day and put his name on everything.

LOL your situation is different. I think for you it's all good because your husband (based on what I read) is from a different culture than this culture. This culture is mostly about that dough.

Originally Posted by 33girl

Prenups and day to day accounts are two VERY different issues.

Not really.

Originally Posted by DrPhil

Prenups and day to day accounts are not that different for many people. Prenups are another way of preserving personal assets just as with having a separate account or separate investments. Preserving personal assets covers any change in the relationship.

This.

Originally Posted by DrPhil

Pre-nups; separate accounts; and separate investments all protect oneself or family/kids (for those who have family/kids to protect). Protection is protection regardless of who is being protected and where the resources are coming from. That's what Centaur1963 was saying.

This is exactly what I was saying.

Originally Posted by cheerfulgreek

Did you read it?

I want to know more than just how he handles money and the whole joint or separate accounts thing. I want to know what he wants his life to look like over time. I might find that my goals are different. How does he spend his money? How does he handle stress? How does he speak to me and others? Is he sensitive and considerate to my needs? What is his attitude toward my views, goals, and gifts? Is he a man of discipline –faithful to keep his word? What is his reputation like at church, at work, among his family and friends? What is his relationship with God like? What is his sense of community at work and church as well as at home? It’s more about just finances to me, and this is just a short list. In other words, by the time I reach the altar, I should already know or have a very good idea what kind of man I have chosen to spend the rest of my life with.

LOL damn, you don't have to get all mad about it. I feel you, but a lot of people think they know the person, sometimes all the way up to 25 years of marriage, and still find something out they didn't know before. There have been folks who have been married for years, and still divorced, mainly because someone was cheating. One of my frat brothers parents got a divorce when he was in college. They had been married for over 20 years. Just because you make it to the altar and you think you know a dude, doesn't mean he's going to hang around. In fact you might decide to leave. Who knows? Just sayin'. Then you mentioned family. Of course he's going to have a good rep with in his family, I would think. When I meet a girl who I eventually want to marry, I'm going to marry her, not her family. No offense, but you're too complicated, LOL.