Quote:
Originally Posted by KSUViolet06
It seems like most financial peeps that folks are listening to/buying books about are saying things that are pretty common sense.
Ex: If you have $x/month coming in, you can't afford to spend $y. Have a savings account that is $x times 12 months. Don't get a credit card for $z if you only have $x coming in per month.
That's pretty standard/simple stuff.
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It is common sense, but most people just ignore it. Ramsey says gaining financial health and getting out of debt is 80% habit and only 20% knowledge.
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