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I just think of it as being generous to people you care about. It doesn't have to only be parents who you help out- I have a list of people who I simply want to help because they are good people and I like them. Or because I know they've struggled and I want them to be able to relax and enjoy other things in life.
If you're only having kids so you have someone to take care of you in your old age, then you're making a big mistake. In addition to the "what ifs" posed by Dr Phil, there is also a possibility the child will be disabled and require lifelong care.
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