Credit cards?

[Tom Earp]

There is no problem with Credit Cards as long as You Pay them off Monthly, full bill.

Debit Cards, well to easy to just go to ATM and forget about deducting from You Check book.

Cash isnt bad, it is the coin of the raelm dont Ya Know!

I worked for RH Macy and JC Penney so do have a bit on knowledge.

Coupons are rampant everywhere.

So, the basic premis, cant afford it, dont buy it!

Oh, some CC will charge a fee if your purchases are not enough, CITI BANK! for one!