Credit Cards

[Kevin]

Originally posted by ToBeSororityGrl
my CC is through capital one i believe. i received it a week before i left for college. i use it just for books and christmas purchases or birthday purchases. the great thing is, you get a rebate at the end of the fiscal year. for example i received 55 bucks in february just cuz i had earned it. what a bonus!

yeah and i'd make sure to pay off balances quickly or at least budget them. i wanted a sony robot so i calculated what interest would be several times before i dropped that kind of cash because i feel FOOLISH giving away my hard earned cash if it could be prevented. makes me think of the ATMs stealing my money with those fees.

have you received any applications through the mail yet? i don't know if it's because my credit is great or what but i'm starting to get veryyyyyyyyy obscure ones, the "disney" bonus card and so forth.

i support AmEx as well. i researched a lot about credit cards for a paper and i felt they were the underdog somewhat and if you can get blue without the annual fee, my first application for them said there was one, and then a newer one said there was not, it's not such a bad deal, but then again it said you had to make 25k to be qualified and as a college student, i don't know how you can be earning that!

goodluck with whatever you decide to do!

I have around a 12-11K income right now. I qualified for the AMEX Blue "student" card. Got a whopping $500 credit limit.

Given my income MBNA gave me a 13K credit limit on one of my cards