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I alos want to know how the process works. My credit isn't really "bad," but I do have some negative things on it. I KNOW that it isn't bad enough to file bankruptcy. I just want to know how one can file and start with a clean slate (i.e. buy luxury cars, homes, etc.) Doesn't the bankruptcy have any negative connotations? Doesn't it show on your credit report for 10 years? If one can start from scratch after filing, I see why it's the popular thing to do.
As you asked, 2D, I think that it is "taboo" for our people to file because it is glamorized by our people to have "bad credit." Some comedian or otherwise is always joking about how we dodge creditors or tell them off and refuse to pay. No one ever jokes about buying a house or car and actually PAYING for it or making investments. Some of us need to change that way of thinking.
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