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[AGDee]

So irishpipes, don't you wish you could choose any insurance you wanted so you didn't have those limitations imposed on you by your employer's choice of health insurance?

Applicants should be given information regarding company benefits, not new hires. They need to know before they accept a job.

But as far as your son's inhaler goes, any insurance will pay if your son's doctor gets on the phone with them and fights for it. You need to insist on that. Medications that are not on the formulary can be covered if there are no alternatives and the doctor provides medical proof of that. My gastro has buggered them relentlessly until they paid.

[irishpipes]

Originally Posted by AGDee

So irishpipes, don't you wish you could choose any insurance you wanted so you didn't have those limitations imposed on you by your employer's choice of health insurance?

Applicants should be given information regarding company benefits, not new hires. They need to know before they accept a job.

But as far as your son's inhaler goes, any insurance will pay if your son's doctor gets on the phone with them and fights for it. You need to insist on that. Medications that are not on the formulary can be covered if there are no alternatives and the doctor provides medical proof of that. My gastro has buggered them relentlessly until they paid.

Actually, I would rather remove insurance from my compensation altogether, earn more, and buy insurance on my own so I don't have to pay for options I don't want or need.

Also, my husband is a physician. We have done all we can about coverage for my son. It's a no go. It's frustrating, but I view insurance as protection for major medical issues (like his surgery) and not for day to day medications.