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Stay!
And regarding the money situation - definitely discuss this with the president or advisor, and see if you can set up a payment plan, as others have mentioned. Also, see if there's a way that you won't have to pay a portion of those dues. My chapter's new member dues were pretty similar to yours. Over the years, I've known of 2 sisters who joined in their last semester of school, and the chapter nearly cut their dues in half. Keep in mind that this may depend on what your dues cover. For example, part of our new member dues paid for a lettered football-like practice jersey with our nicknames on the back that we got after initiation. These were fine to wear in school, but for someone graduating, who knows they'll probably never wear it, it wasn't worth it to buy, so the chapter dropped that from their dues.
It can't hurt to ask! I'm sure they'll understand your situation and why you're looking to save a couple bucks.
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I believe in the values of friendship and fidelity to purpose
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