Quote:
Originally Posted by LAblondeGPhi
Whew! I'm so thrilled at this news! While the Affordable Care Act is not perfect, I believe that it's a step closer to ensuring all Americans are covered, which should be a humanitarian and economic goal for all of us. I know that the individual mandate is controversial, but I see it as both a matter of personal responsibility and a realistic way to lower health insurance premiums for everyone.
As many people have already pointed out, folks without health insurance still get care when they need it - in the form of Emergency Room visits that are ultimately paid by the rest of us anyway.
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I am making my comment (example) without actually knowing all the minute details of what is required to be considered 'insurance' per this mandate (like auto insurance that require certain minimum coverages?). I had 'insurance' a few years ago when I fell and hit my head on the floor. bruised my brain and knocked my spinal fluid production and absorption out of whack until it affected my vision (turns out I had 4x the normal level). Well, had to see specialists and all that with head MRIs. Turns out my 'insurance' only covered $100 of the office visit, $100 of the spinal tap, and $100 of the MRI - basically $300 of an approx. $6000 bill - which I'm still paying on 5 years later!
Personally, there needs to be tort reform before mandating everyone has to have insurance (or concurrent reforms/mandates). The insurance industry is even more 'broken' and not much is being done other than to make everyone buy their product of pay a tax penalty. . . . (The ENTIRE healthcare system is disfunctional!)
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