Affluent Black County Mired In Mortgage Mess

[AOII Angel]

Originally Posted by DrPhil

Like I said, the context of "...the most affluent county in America with a majority African-American population" and "...average income in the county is almost double the national average for Black families" is clear.

This isn't about whether or not people are hard working; and McMansions (which are also purchased by middle class Americans) aren't the only way that people can spend beyond their means with and without discriminatory lending practices.

First of all, discussing whether or not an area is as affluent as another is as old as time and goes beyond race. Do you think that white people suddenly stop caring about which areas are more affluent once no more black people live there? Yeah right. Scottsdale is more affluent than Ahwatukee, but Paradise Valley is more affluent than either. All of these are predominately white with average incomes over $200,000. It still gets discussed.

Secondly, the vitriol extended to people underwater in homes seems to be primarily saved for the most "affluent" who bought monster homes. Most people seem to have a little pity for hard working middle class people who bought an average home in their community and got screwed. It's not so hard in PG due to the high prices for relatively modest homes. Kinda like in Cali. Of course people make other dumb choices, but even to this day, a normal mortgage can be taken out for up to ~45% of your income. That doesn't leave much for bills and other expenses. I for one don't have much criticism for people when we have an unprecedented unemployment rate, as well.

[DrPhil]

Originally Posted by AOII Angel

First of all, discussing whether or not an area is as affluent as another is as old as time and goes beyond race. Do you think that white people suddenly stop caring about which areas are more affluent once no more black people live there? Yeah right. Scottsdale is more affluent than Ahwatukee, but Paradise Valley is more affluent than either. All of these are predominately white with average incomes over $200,000. It still gets discussed.

You misinterpreted/misunderstood my post.

Originally Posted by AOII Angel

Secondly, the vitriol extended to people underwater in homes seems to be primarily saved for the most "affluent" who bought monster homes.

Not true. And this is not a vitriol thread.

Originally Posted by AOII Angel

That doesn't leave much for bills and other expenses.

Exactly why people need to be informed. Shit happens but life isn't completely full of shit. This thread has now come full circle.

Thank your boss for me.

[AOII Angel]

Originally Posted by DrPhil

You misinterpreted/misunderstood my post.



Not true. And this is not a vitriol thread.



Exactly why people need to be informed. Shit happens but life isn't completely full of shit. This thread has now come full circle.

Thank your boss for me.

Sorry if I misunderstood you. Sometimes it's hard to understand things from a post. This thread may not be vitriolic...yet, but the whole topic leads to a lot of heated discussions. LOL at thanking my ex-boss for something. He's gotta be worth something cuz I left on poor terms with him! We were too much alike I guess, but that is NOT pertinent to the discussion.

[BluPhire]

Originally Posted by AOII Angel

Sorry if I misunderstood you. Sometimes it's hard to understand things from a post. This thread may not be vitriolic...yet, but the whole topic leads to a lot of heated discussions. LOL at thanking my ex-boss for something. He's gotta be worth something cuz I left on poor terms with him! We were too much alike I guess, but that is NOT pertinent to the discussion.

If it turn vitriolic, we know who to blame.

That (person) has already been called out.

[Elephant Walk]

Originally Posted by BluPhire

If it turn vitriolic, we know who to blame.

That (person) has already been called out.

Thank god I called her out, too.