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In other words, it was easier and cheaper for some random Joe to buy a $400K house in South Florida than it was for me to rent an apartment in NYC? My landlord required my income to be 45 times my monthly rent, in addition to a 750 credit score. I had to provide a letter from my previous landlord, a letter from my current job, as well as two months of bank statements and three pay stubs. It's easier to get a mortgage, it seems...especially with a liar's loan or a NINJA loan. Also, I had to pay a security deposit and one month's rent--think of all the people who were able to get in a house with no down payment or closing costs!
Who is responsible for this?
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