Foreclosures and Irresponsible Home THIEVES

[preciousjeni]

Originally Posted by AnchorAlum

The real suckers are those of us who just sent in our mortgage payment.

Absolutely. The fact that the folks in the story had the nerve to go out to eat in the first place disgusts me, Outback or not. I'm sitting in a piece of crap house, scrimping and saving to pay it off as quickly as possible, so I can upgrade. I chose this house because I knew that, if my husband and I lost our jobs and had to work in very low-paying jobs, we could still make our mortgage payments.

If you have no business being in a house you really can't afford, I have no sympathy WHAT-SO-EVER when the bank takes it back. It's the people who cut back and cut back some more only to find they can't keep their homes. My heart goes out to them and anyone who makes sound financial decisions and is responsible with money, but falls on bad times.

Alex Pemberton and Susan Reboyras should be imprisoned.

[Drolefille]

Originally Posted by preciousjeni

Absolutely. The fact that the folks in the story had the nerve to go out to eat in the first place disgusts me, Outback or not. I'm sitting in a piece of crap house, scrimping and saving to pay it off as quickly as possible, so I can upgrade. I chose this house because I knew that, if my husband and I lost our jobs and had to work in very low-paying jobs, we could still make our mortgage payments.

If you have no business being in a house you really can't afford, I have no sympathy WHAT-SO-EVER when the bank takes it back. It's the people who cut back and cut back some more only to find they can't keep their homes. My heart goes out to them and anyone who makes sound financial decisions and is responsible with money, but falls on bad times.

Alex Pemberton and Susan Reboyras should be imprisoned.

I don't think they want your sympathy, they seem to be acknowledging that they'll eventually be evicted. And what exactly would you imprison them for besides living their life in a way you disapprove of?'

ETA: And you have the choice not to be a "sucker." But I suspect you find making your payments both possible and preferable to eviction.

[preciousjeni]

Originally Posted by Drolefille

And what exactly would you imprison them for besides living their life in a way you disapprove of?'

Exactly what the thread title indicates. They are stealing. Just because they're getting away with it, doesn't mean it's not thievery.

[Drolefille]

Originally Posted by preciousjeni

Exactly what the thread title indicates. They are stealing. Just because they're getting away with it, doesn't mean it's not thievery.

Just because you call it theft doesn't make it so. Until the bank/court rules that it is not the individual's property anymore, which is what repossession is, they're only in possession of their own property.

Theft is a legal term, not something people get arrested for because you think it's not fair.

[MysticCat]

Originally Posted by Drolefille

Just because you call it theft doesn't make it so. . . .

Theft is a legal term, not something people get arrested for because you think it's not fair.

This.

[preciousjeni]

Originally Posted by AXiDa22

If everyone could afford the homes they lived in there wouldn't be a need for loans in the first place. People find themselves in debt because they can't shovel out 100,000 (the average 3 bed 2 bath small brick home in my town).

Again,

Originally Posted by preciousjeni

I'm sitting in a piece of crap house, scrimping and saving to pay it off as quickly as possible, so I can upgrade. I chose this house because I knew that, if my husband and I lost our jobs and had to work in very low-paying jobs, we could still make our mortgage payments.

Originally Posted by Drolefille

Theft is a legal term, not something people get arrested for because you think it's not fair.

I didn't say they had any chance of being convicted of theft. I said they are thieves and should be incarcerated. The law just needs to be tightened up.

[Drolefille]

Originally Posted by preciousjeni

Exactly what the thread title indicates. They are stealing. Just because they're getting away with it, doesn't mean it's not thievery.

Originally Posted by preciousjeni

Again,




I didn't say they had any chance of being convicted of theft. I said they are thieves and should be incarcerated. The law just needs to be tightened up.

Except you're wrong. They're not in possession of stolen property. Unless they refuse to leave the premises upon notice of eviction they're not thieves by any definition. And even then I'm not sure they wouldn't be charged with trespassing instead.

Just because you want it to be true doesn't make it so. Call them dishonorable, call them untrustworthy, call them whatever you like, but the only way to throw them in jail would be to bring back true debtors prisons.

Besides, how would you even begin to 'tighten up' the law in such a way?

[AXiDa22]

If you have no business being in a house you really can't afford, I have no sympathy WHAT-SO-EVER when the bank takes it back.

If everyone could afford the homes they lived in there wouldn't be a need for loans in the first place. People find themselves in debt because they can't shovel out 100,000 (the average 3 bed 2 bath small brick home in my town).