Buying a house ...

[gee_ess]

The biggest piece of advice I can offer is to figure out how much you can afford to pay, not how much the bank is willing to give you.

This...^^^

[KSUViolet06]

Originally Posted by gee_ess

The biggest piece of advice I can offer is to figure out how much you can afford to pay, not how much the bank is willing to give you.

Good advice right here.

Also, when figuring out potential hypothetical payments ask yourself "would we be able to swing this payment if one of us lost our jobs or got hurt and couldn't work?"

[amanda6035]

Originally Posted by KSUViolet06

Good advice right here.

Also, when figuring out potential hypothetical payments ask yourself "would we be able to swing this payment if one of us lost our jobs or got hurt and couldn't work?"

My husband was unemployed for over a year after we moved to Columbus when I started my current job. We since then have learned to live on my income alone, even though he recently, thankfully, picked up a part time job (he's still in school) we are purposely looking for homes that will be about the same, maybe slightly more per month, than what we are paying in rent now, since we know we can sustain it on my income alone.