Yes, why does pre-approval not matter?? My husband and I are moving to WV from TX and we're going to buy a house. I am house hunting with a realtor next week, and was super stressed out that we haven't bothered to get pre-approved yet (my husband is commuting every week and is gone Mon-Fri). Do we NEED to? Or can we look seriously without it?
Also, what all documents do I need to get pre-approved? We're going to get one rate from our bank, but because there is no branch of our bank in WV, we have to do it over the phone with the national number!! Stress, stress.
Also! I was thinking that we should get a pre-approval/interest rate quote from our bank, and then another from a mortgage broker( for comparison sake). But, I assume they'll run our credit each time-and won't that hurt my score? It's really good right now, and I don't want to mess it up.
Wow, just from typing this now, my blood pressure has already gone up.
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