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Welcome to our newest member, vogatik |
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03-23-2010, 11:04 AM
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GreekChat Member
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Join Date: Apr 2007
Location: Santa Monica/Beverly Hills
Posts: 8,634
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Quote:
Originally Posted by Alumiyum
Maybe you should stop taking it so personally. No one ever said all doctors don't care and I in fact did acknowledge the fact that things get difficult sometimes. But things get difficult in EVERY profession and there are a LOT of people in careers for the job and not the money. The difference is many of those careers aren't involved directly in the medical health of clients. None of what you've said rules out the suggestion that doctors try to touch the bases the first time around saving time and money for both doctor and patient. Some do and will, but it's so difficult to find them while wading through those that have decided most of us aren't worth their time.
My hometown includes many, many doctors, lawyers, CEO's, etc. Several family friends have switched to a pay to be a patient system. All of them admitted it was because they wanted to work three days a week but keep their same lifestyle. No, that's certainly not the motivation for every doctor who goes this route, but it isn't all about scraping by.
Is anyone else excited about the tanning bed tax? As a former tanorexic who three years ago had a come to jesus meeting with the dermatologist I am glad their starting to acknowledge just exactly how dangerous tanning is.
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I'm not taking it personally. I'm not a primary care physician. I'm just telling you why they don't spend more time with patients. It's the way things are. I know a lot of primary care physicians, and they all say the same thing. I personally spend LOTS of time with my patients, but I have that option because I read very fast and am not limited by reimbursement patterns. Also, there is no reason a physician who has gone to school a minimum of 9 years with an average of $100,000 of school loans should have to scrape by. Look at the reimbursement codes if you don't believe me. Primary care physicians are by no means rich physicians. That's why there is a shortage, and medical students can't be persuaded to go into those fields.
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03-23-2010, 11:19 AM
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GreekChat Member
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Join Date: Apr 2007
Location: Santa Monica/Beverly Hills
Posts: 8,634
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Quote:
Originally Posted by MysticCat
Everything that I have seen/read has been very clear that some provisions (like those concerning pre-existing conditions and children staying covered until 26) will be effective within 6 months, while others will not go into effect until 2014 or later.
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I've also enjoyed reading people's comments on other sites about not getting insurance until they get sick and THEN getting insurance because they can't get refused because of the pre-existing condition clause now being outlawed. People need to read the wording in the bill. It does NOT restrict insurance companies from excluding coverage from pre-existing conditions in all cases. There are time limits imposed. You can't get a diagnosis today and run out tomorrow and buy insurance. That is not legal. (even in 2014.)
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03-23-2010, 11:27 AM
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GreekChat Member
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Join Date: Aug 2003
Location: Michigan
Posts: 15,823
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Quote:
Originally Posted by DaemonSeid
Right..as long as they are a dependent AND a student.
Some places and some insurances have a stipulation that the moment the sudent is making an income, they are no longer considered a 'covered dependent'.
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FULL TIME student, not just a student. I've had co-workers' whose kids dropped a class which put them below full time and the kid lost insurance for the rest of that year. We have to provide proof every term that the kid is enrolled full time. That eliminates the possibility of working part time and going to school part time too.
I believe I can only cover my kids through age 22 currently.
The coverage given by college health plans, in my experience, is pretty awful.
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03-23-2010, 11:35 AM
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GreekChat Member
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Join Date: Apr 2007
Location: Santa Monica/Beverly Hills
Posts: 8,634
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Quote:
Originally Posted by AGDee
FULL TIME student, not just a student. I've had co-workers' whose kids dropped a class which put them below full time and the kid lost insurance for the rest of that year. We have to provide proof every term that the kid is enrolled full time. That eliminates the possibility of working part time and going to school part time too.
I believe I can only cover my kids through age 22 currently.
The coverage given by college health plans, in my experience, is pretty awful.
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Exactly...Full Time is the operative phrase. I also remember having to get a letter from my dean in med school every year for my mom's insurance because they didn't believe I was still in school. It was such a hassle. The last year I was in school, I turned 25 and had to buy insurance. I bought insurance through AOII (they offered a plan back then) because the school policy was too expensive for my $9000 a year budget.
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One Motto, One Badge, One Bond and Singleness of Heart!
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03-23-2010, 11:46 AM
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GreekChat Member
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Join Date: May 2007
Location: In a house.
Posts: 9,564
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Quote:
Originally Posted by AGDee
FULL TIME student, .
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Thank you thank you!!! That's what I meant to add!
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03-23-2010, 11:47 AM
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GreekChat Member
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Join Date: Aug 2002
Location: Home.
Posts: 8,261
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Quote:
Originally Posted by AGDee
FULL TIME student, not just a student. I've had co-workers' whose kids dropped a class which put them below full time and the kid lost insurance for the rest of that year. We have to provide proof every term that the kid is enrolled full time. That eliminates the possibility of working part time and going to school part time too.
I believe I can only cover my kids through age 22 currently.
The coverage given by college health plans, in my experience, is pretty awful.
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I had a good experience with student health insurance; I do remember my parents filling out the waiver forms each year before I aged out, but now that can be done online in about 5 minutes so even that's not that big of a hassle.
At least at my graduate school, they had basic insurance (for relatively healthy people who needed an entry-level plan) and a comprehensive plan (for people with conditions that needed more attention), and neither of them were so expensive. Their deductibles were high, but that's based on the fact that graduate students tend to be a low-risk population. Even if I had found Columbia's insurance to be unaffordable, my undergrad's alumni association offered low-cost medical insurance for recent graduates. (Hell, my life and renter's insurance is through them now!)
My whole point wasn't to dissect all student health insurance plans, just to point out that the age limit extension isn't all that groundbreaking since some form of it already applies in most states regardless of whether or not you're a full time student.
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03-23-2010, 12:10 PM
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GreekChat Member
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Join Date: May 2007
Location: In a house.
Posts: 9,564
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18 Immediate effects of the Bill
Gotta love the one on tanning salons!
__________________
Law and Order: Gotham - “In the Criminal Justice System of Gotham City the people are represented by three separate, yet equally important groups. The police who investigate crime, the District Attorneys who prosecute the offenders, and the Batman. These are their stories.”
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03-23-2010, 12:43 PM
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GreekChat Member
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Join Date: May 2007
Location: In a house.
Posts: 9,564
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Quote:
Originally Posted by cheerfulgreek
All the evidence has to be there. Meaning knowing that they committed the crime. No due process. Get rid of them. The sniper killer and the Manson family are perfect examples. 9 years on death row and a complete waste of money, and one of the manson members (the one who stabbed Sharon Tate 16 times) got a free college degree...awesome.
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Wrong answer. We already know nowadays how people got caught up because courts thought they had 'airtight cases' and years later evidence comes along supporting that they didn't. While I am for the death penalties in some cases, I am not for swift justice by any means. When you move too fast, mistakes are made.
Again, they can get a free degree but how does that translate into putting it to good use?
Again, anything given for 'free' has its consequences (dang...I am really going back on my word...someone else take this up please!) even the quality of what is given and what someone chooses to do with it afterwards? it's on them.
I am seriously done for now....hehehe
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Law and Order: Gotham - “In the Criminal Justice System of Gotham City the people are represented by three separate, yet equally important groups. The police who investigate crime, the District Attorneys who prosecute the offenders, and the Batman. These are their stories.”
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03-23-2010, 01:33 PM
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GreekChat Member
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Join Date: Aug 2005
Posts: 2,636
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Quote:
Originally Posted by rasputn
ObamaCare is all about helping the niggers that are too lazy to go to school and get jobs. Most niggers don't even take care of their own kids. What do they contribute to society? We would be better off without them.
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Rasputn, while I agree with some of your sentiments, it seems you are being a bit harsh. What I agree with is that ObamaCare is all about helping the LAZY PEOPLE that are too lazy to go to school and get jobs. Most LAZY PEOPLE don't take care of their kids. What do they (the LAZY PEOPLE) contribute to society? We would be better off without them (the LAZY PEOPLE).
Now, when I say lazy people, I mean people who have "lived" off welfare and made it a family tradition. It is one thing to need a little bit of help. I understand that. I do know, however, many people who have almost "passed the torch" to the next generation regarding the great benefits they receive on the 1st and 15th of every month. I've seen people on welfare clothing their children in namebrand clothes while feeding them ice cream for dinner and getting them the newest X-Box game, while co-workers who were Caseworkers/ Counselors could barely afford to buy their children a new winter coat because they had to pay off their COLLEGE loans. It disgusts me.
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03-23-2010, 01:40 PM
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GreekChat Member
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Join Date: May 2002
Location: A dark and very expensive forest
Posts: 12,731
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Quote:
Originally Posted by als463
Rasputn, while I agree with some of your sentiments, it seems you are being a bit harsh.
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Raputn = madmax. Seriously, we've all got to learn to stop responding to him. He'll be banned (for the, what, 25th time?) and all his posts will be deleted soon enough. Maybe, just maybe, if we ignore him he'll stop coming back again and again and again and again and again . . . .
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03-23-2010, 01:43 PM
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GreekChat Member
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Join Date: Aug 2005
Posts: 2,636
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Quote:
Originally Posted by MysticCat
Raputn = madmax. Seriously, we've all got to learn to stop responding to him. He'll be banned (for the, what, 25th time?) and all his posts will be deleted soon enough. Maybe, just maybe, if we ignore him he'll stop coming back again and again and again and again and again . . . .
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I feel like you've told me about Madmax, in the past. While I don't agree with his "wording" of things, he does make a point (provided we replace the "n" word with LAZY PEOPLE). I don't believe it is a black or white thing. People of all races are lazy. Once Raputn acknowledges that, I think he may have more interesting things to offer to this discussion.
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03-23-2010, 01:47 PM
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GreekChat Member
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Join Date: May 2007
Location: In a house.
Posts: 9,564
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Let me say it really slow.
Max (or whatever ego they use) is not out to make a salient point.
They are out seeking your acknowledgement of them (I.e. get your attention)
If you feed a monkey, he will keep coming back for more food in any obnoxious manner until you feed him.
GC needs to stop feeding the zoo's occupant.
__________________
Law and Order: Gotham - “In the Criminal Justice System of Gotham City the people are represented by three separate, yet equally important groups. The police who investigate crime, the District Attorneys who prosecute the offenders, and the Batman. These are their stories.”
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03-23-2010, 01:48 PM
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GreekChat Member
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Join Date: May 2002
Location: A dark and very expensive forest
Posts: 12,731
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Quote:
Originally Posted by als463
Once Raputn acknowledges that . . . .
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I wouldn't hold my breath on that one. He doesn't care about discussion; he's having way too much fun trying to provoke people.
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AMONG MEN HARMONY
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03-23-2010, 01:48 PM
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GreekChat Member
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Join Date: Aug 2005
Posts: 2,636
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Quote:
Originally Posted by DaemonSeid
Let me say it really slow.
Max (or whatever ego they use) is not out to make a salient point.
They are out seeking your acknowledgement of them (I.e. get your attention)
If you feed a monkey, he will keep coming back for more food in any obnoxious manner until you feed him.
GC needs to stop feeding the zoo's occupant.
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So his words were a bit harsh. I do find them to be offensive, but his points aren't necessarily "off" if you replace certain words with other (less offensive) words.
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03-23-2010, 01:50 PM
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GreekChat Member
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Join Date: Jan 2001
Location: Michigan
Posts: 5,807
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Quote:
Originally Posted by als463
So his words were a bit harsh. I do find them to be offensive, but his points aren't necessarily "off" if you replace certain words with other (less offensive) words.
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STOP REPLYING TO HIM. You're giving him exactly what he wants. Whether you agree with what he's saying "replacing offensive words balh blah" you are only fueling his fire and once everyone on this board starts completely ignoring him, he's gona keep doing it.
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