House passes health care bill on 219-212 vote

[AGDee]

Originally Posted by DaemonSeid

Right..as long as they are a dependent AND a student.

Some places and some insurances have a stipulation that the moment the sudent is making an income, they are no longer considered a 'covered dependent'.

FULL TIME student, not just a student. I've had co-workers' whose kids dropped a class which put them below full time and the kid lost insurance for the rest of that year. We have to provide proof every term that the kid is enrolled full time. That eliminates the possibility of working part time and going to school part time too.

I believe I can only cover my kids through age 22 currently.

The coverage given by college health plans, in my experience, is pretty awful.

[AOII Angel]

Originally Posted by AGDee

FULL TIME student, not just a student. I've had co-workers' whose kids dropped a class which put them below full time and the kid lost insurance for the rest of that year. We have to provide proof every term that the kid is enrolled full time. That eliminates the possibility of working part time and going to school part time too.

I believe I can only cover my kids through age 22 currently.

The coverage given by college health plans, in my experience, is pretty awful.

Exactly...Full Time is the operative phrase. I also remember having to get a letter from my dean in med school every year for my mom's insurance because they didn't believe I was still in school. It was such a hassle. The last year I was in school, I turned 25 and had to buy insurance. I bought insurance through AOII (they offered a plan back then) because the school policy was too expensive for my $9000 a year budget.

[DaemonSeid]

Originally Posted by AGDee

FULL TIME student, .

Thank you thank you!!! That's what I meant to add!

[Munchkin03]

Originally Posted by AGDee

FULL TIME student, not just a student. I've had co-workers' whose kids dropped a class which put them below full time and the kid lost insurance for the rest of that year. We have to provide proof every term that the kid is enrolled full time. That eliminates the possibility of working part time and going to school part time too.

I believe I can only cover my kids through age 22 currently.

The coverage given by college health plans, in my experience, is pretty awful.

I had a good experience with student health insurance; I do remember my parents filling out the waiver forms each year before I aged out, but now that can be done online in about 5 minutes so even that's not that big of a hassle.

At least at my graduate school, they had basic insurance (for relatively healthy people who needed an entry-level plan) and a comprehensive plan (for people with conditions that needed more attention), and neither of them were so expensive. Their deductibles were high, but that's based on the fact that graduate students tend to be a low-risk population. Even if I had found Columbia's insurance to be unaffordable, my undergrad's alumni association offered low-cost medical insurance for recent graduates. (Hell, my life and renter's insurance is through them now!)

My whole point wasn't to dissect all student health insurance plans, just to point out that the age limit extension isn't all that groundbreaking since some form of it already applies in most states regardless of whether or not you're a full time student.