House passes health care bill on 219-212 vote

[Ghostwriter]

Originally Posted by AOII Angel

Actually, things should be less expensive as more people are covered because there is a mandate that all people have insurance including the young, healthy citizens. This bill doesn't give free insurance to every citizen. It requires everyone to buy insurance. The risk is spread around so cost decreases. As you have seen recently in California when the recession hit and all the healthy people dropped their coverage, leaving all the chronically ill people on the rolls of Blue Cross, the rates skyrocketed. Adding people to the insurance rolls brings down the risk and costs. Why do you think they made everyone get insurance?

You are going to cover everyone without regard to preexisting conditions and you really expect rate and premiums to decrease? The pool might have enlarged but many of the people in the pool are of a higher risk.

You know it is bad when the Government plans to hire thousands of IRS workers to audit this. If it is so great we should all be flocking to get coverage.

Oh and SAKO. Shut the hell up and leave this discussion. If you are who I think you are you have been banned a kajillion times.

[Beryana]

Originally Posted by AOII Angel

Actually, things should be less expensive as more people are covered because there is a mandate that all people have insurance including the young, healthy citizens. This bill doesn't give free insurance to every citizen. It requires everyone to buy insurance. The risk is spread around so cost decreases. As you have seen recently in California when the recession hit and all the healthy people dropped their coverage, leaving all the chronically ill people on the rolls of Blue Cross, the rates skyrocketed. Adding people to the insurance rolls brings down the risk and costs. Why do you think they made everyone get insurance?

Actually, because everyone HAS to get insurance there is no reason for the rates to be dropped. Remember insurance companies are business out to make money for their share holders, that's all. Basically supply and demand says there is now a great demand for a product they are selling so they can charge whatever they want for the most part. And adding everyone to the insurance roles means there is actually more risk because there will be no more 'pre-existing condition' clauses. Do you really think that healthy people don't get cancer quickly? I know that around here a 3-week treatment cycle for my mom's breast cancer costs at least $28,000. Or my medical bills from an accidental fall came to over $10,000. Those are all insurance claims from people that would be considered healthy prior to those events. . . .

Tort reforms to allow interstate competition is what would actually bring the insurance premiums down as companies will have to compete for the business and the patients will have a true choice in what insurance they want. Once again we are back to putting the patient at the heart of actual reform.

[AOII Angel]

Originally Posted by Beryana

Actually, because everyone HAS to get insurance there is no reason for the rates to be dropped. Remember insurance companies are business out to make money for their share holders, that's all. Basically supply and demand says there is now a great demand for a product they are selling so they can charge whatever they want for the most part. And adding everyone to the insurance roles means there is actually more risk because there will be no more 'pre-existing condition' clauses. Do you really think that healthy people don't get cancer quickly? I know that around here a 3-week treatment cycle for my mom's breast cancer costs at least $28,000. Or my medical bills from an accidental fall came to over $10,000. Those are all insurance claims from people that would be considered healthy prior to those events. . . .

Tort reforms to allow interstate competition is what would actually bring the insurance premiums down as companies will have to compete for the business and the patients will have a true choice in what insurance they want. Once again we are back to putting the patient at the heart of actual reform.

What in the world are you talking about?! Rates for insurance are actually controlled by insurance commissions so a lot of what you're saying is patently false. And no...healthy people don't get cancer quickly! What does that even mean? I actually am a mammographer and diagnose cancer all day long. Cancer rates are pretty static. Even with insurance, healthy people are unlikely to seek medical care. They just pay for coverage which defrays the cost of care for people who actually use their coverage. If you don't understand what I am talking about, then you don't know how insurance has been working for the past 50 years. Eliminating the pre-existing condition clause decreases profits and may raise rates, but this will be offset by the vast increased number of customers, most of whom are healthy.

[33girl]

Originally Posted by sako

How do Dems without jobs or money buy insurance?

Dems (or Reps or Inds or Libs or Jags) can purchase low cost individual insurance without having a job, you incredibly stupid racist fuck.

[33girl]

Originally Posted by sako

Low cost? Is health care cheap?

How does someone purchase expensive health care at low cost? Who makes up the difference? Isn't the actual cost then passed on to someone else which raises the costs?

No. The insurance has higher copays and deductibles, but they do have something in place in case of emergencies. In other words, you get what you pay for.