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I've been living on UI since May of 2008 when my job went bust-literally! The company I was working for was raided by the FBI and the IG because of the administrators/owners bilking of Medicaid/Medicare. Because of this, I never went back to work and the business closed about 2 months later.
I've learned, you just learn how to make it. I had some bills from an ex that I had to pay off. My Momma helped me when she could and after that, I just do what I can and make payment plans. I don't have any credit cards, but my student loans, they're after me now.
I am making payment plans with them, one for 25 a month and one for 250. I just do it. I cried the day the 250 student loan was bugging me, but I prayed and asked God and He told me that He has given me what I needed in order to see me through.
I don't have a mortgage, but I do have insurance, propane gas, lights, and H20. So I know that my Momma will help when she can, otherwise, I just make the payment plans, stick to them, and pay things off as I can.
During Christmas this year, I bought at Dollar General and Fred's and Family Dollar and the rest of the gifts, I made. I was able to get the material in Oct/Nov and made 4 dresses, and 4 sets of fleece sweats for my cousin and the children of a friend of mine. My figuring was If I cannot afford it, they won't get it.
Some people understand and are willing to work with you some aren't.
As far as health insurance, the company that I worked for never got any and since I don't have any children, I don't qualify for Medicaid. I try to stay as healthy as I can, but If I needed too, I'd go to the ER or a local doctor and make a payment plan or try to bring in the money that I needed. It does suck in the fact that I have HBP and arthritis and cannot afford my medications, but I use Alleve for the arthritis and just try to stay calm enough so that I don't raise my BP up too much.
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