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Originally Posted by nittanyalum
CB, this feeds right into the "out of touch with real people's problems" argument. There is so much wrong and uninformed in your statement I don't even know where to begin.
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It's a pick yourself up by your bootstraps attitude. I guarantee you that most people buy things that they could do without if they had to pick between that and health care. I agree, health care is important, important enough that you do what it takes to get insurance. Now I understand that there are going to be some emergency situations where people can't make ends meet on health insurance for a short time. If you have a medical crisis during that time then most private hospitals have a charity fund that is used to treat such emergency situations and there are lots of other charities that do the same. And for non-emergency medical care in those times of crisis, I know in my area there are a number of low-income and free clinics that are run by some of the big doctors offices in the area and staffed by either volunteers from amongst their employees or employees who are paid to do a certain number of hours a month at the clinic. You rely on the goodness of people, not the goodness of the government. That's the role for charity to play in my opinion.
And I do support the government facilitating the creation of risk pools so that small businesses can group together to improve their bargaining position with insurance companies and make it a better assumption of risk for the company by having a larger coverage pool to pay in. That alone would allow a lot of additional businesses to provide health care. I think more businesses should be providing health insurance because it's in their best interest to have a healthy workforce and where it's possible to help them provide insurance without undermining the market system we should do so.