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If he is putting her on the deed, then she needs a POA to be able to take care of things while he is gone or in case (god forbid) something happens. He's not here getting advice, she is. If a change needs to be made on a utility account or loan payment or the bank isn't depositing things where it needs to go, she will have a much easier time addressing those issues with a POA than he will from Iraq.
Do I think its smart on his part that both are not on the loan? No. Do I think its smart to put someone on the deed that is not financially tied to the house--no. But if he trusts her enough to live in his house and expects her to pay for the mortgage while he is gone, then he should trust her enough to give her a POA, without a ring. She needs to protect her interests, too.
If he isn't comfortable giving a POA, then maybe they should break up and they shouldn't move in together.
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