What do you pay a month in car payments?

[tld221]

Originally Posted by KappaKittyCat

$50 a month for liability-only is cheap in some cases, but the OP didn't say that's what her quote was for. It all depends on...

• Where she lives
• What her driving record's like
• What kind of coverage she's getting
• Whether she has proof of prior (constant) coverage

live in NYC (well, Westchester, so NYS)
no driving record (first car, licensed a little under a year)
i believe it is full coverage iwas quoted for (i checked off every box except rental reimbursement)
had no need for prior coverage since it's my first time ive needed coverage

with all that said, i figured insurance would be expensive. but i'm not sure what "expensive" would be. and its an old car, so i thought that would balance it out. i dunno...

[tld221]

Originally Posted by tld221

live in NYC (well, Westchester, so NYS)
no driving record (first car, licensed a little under a year)
i believe it is full coverage iwas quoted for (i checked off every box except rental reimbursement)
had no need for prior coverage since it's my first time ive needed coverage

with all that said, i figured insurance would be expensive. but i'm not sure what "expensive" would be. and its an old car, so i thought that would balance it out. i dunno...

ok:

Geico: $140
State Farm: $178

now what?

[AlphaFrog]

Originally Posted by tld221

ok:

Geico: $140
State Farm: $178

now what?

Try Progressive and esurance. They both quote other companies for you as well.

I think the biggest strike against you is that you've had your license less than a year, so they kind of see you like a 16 year old.

My insurance is only affordable because I'm female, married, have a clean record, have been driving for 8 years, and have a multi-car discount.

Could you possibly check with your mom's insurance (if she drives) to see if you could get on with her for a multi-car discount?

[tld221]

Originally Posted by AlphaFrog

Try Progressive and esurance. They both quote other companies for you as well.

I think the biggest strike against you is that you've had your license less than a year, so they kind of see you like a 16 year old.

My insurance is only affordable because I'm female, married, have a clean record, have been driving for 8 years, and have a multi-car discount.

Could you possibly check with your mom's insurance (if she drives) to see if you could get on with her for a multi-car discount?

mom doesnt drive. aunt uses her friend's insurance in Buffalo. dont think my landlord would put me on their insurance...

however, apparently SGRho has a partnership with StateFarm, so i'll follow up tomorrow. and i'll check out Progressive.

[SoCalGirl]

Originally Posted by AlphaFrog

Try Progressive and esurance. They both quote other companies for you as well.

I think the biggest strike against you is that you've had your license less than a year, so they kind of see you like a 16 year old.

My insurance is only affordable because I'm female, married, have a clean record, have been driving for 8 years, and have a multi-car discount.

Could you possibly check with your mom's insurance (if she drives) to see if you could get on with her for a multi-car discount?

Are you an insurance agent?

[AlphaFrog]

Originally Posted by SoCalGirl

Are you an insurance agent?

Nope. I've just had the pleasure (ha!) of shopping in multiple states several times for several different cars. I've shopped for/insured a Plymouth Sundance, Pontiac Bonneville, Chrysler Cirrus, Chevy Aveo, Chevy Tracker, Pontiac Montana, Ford Ranger, and compared rates for my parents' motorcycles. I've gotten tons of tips on how to save money from our Nationwide agent, who we're now using. I got us a package deal, and we save a ton of money because all of our cars/motorcycles are on the same plan, we're all married, and we all have clean driving records. Well, except the ticket my mom got last month. That's probably going to jump her insurance up.

Ok, now that I've just rambled on like a Progressive commecial, I'll stop.

[scbelle]

I don't have a car payment anymore, and I pay approx. $76 a month for car insurance for the hubby and myself. That's on liability only in Germany. I'm not complaining! Most of my friends easily pay $200 a month on comprehensive, but they have newer cars, and I'll venture to say spottier driving records.

[RU OX Alum]

the payment is 33? like amlost 340 but i just round up and pay 350 because it will get a little quicker (not much) and it makes the math easier

it's for a 2007 rabbit with warranty

its around 85 for insurance, which isn't so bad i guess