F.D.L. I actually saw an owl tonight!!!!!

I have never seen a live one except in the zoo or as part of a wildlife presentation.
Broken Keys (not quite): I almost hit it as it flew past my windshield.
I live in true suburbia near a major city. I was driving my 7th-grader home from Boy Scouts around 7 pm. It was still bright out, not nearly dusk. We were near our racquet club on a residential street and a big, fat bird with soft-looking brown, tan and white feathers flew VERY LOW across the street.
My son and I discussed this bird the rest of the way home. Definitely predator size, body wasn't streamlined enough to be a hawk or eagle. The feathers looked mottled as are an owl's. My Boy Scout says barn owl. He's probably correct but I am thinking G.H. If it was a barn, it was a VERY big one.