Wal-Mart Ending Its Layaway Program

[Exquisite5]

Originally Posted by shinerbock

Alright, so we've established that some people in the world do go to wal-mart, some use layaway, and some do it for reasonable purposes...while this is all nice, I really don't see why we should criticize a company for making a business decision. I mostly only go to target anyhow.

I agree- I personally hate wal-mart. There are always too many snotty nosed, wailing children running around with parents who refuse to discipline them.

Yet and still, if we are going lamblast wal-mart for ending layaway and its insensitivity to the poor, lets applaud for its efforts to lower prescription drug costs. http://www.foxnews.com/story/0,2933,214935,00.html At least this is something that helps those who earn lower wages to get necessities. Hopefully, they will soon expand the program.

[KSUViolet06]

I hate WalMart. Target is way better anyway.

[AChiOhSnap]

Originally Posted by KSUViolet06

I hate WalMart. Target is way better anyway.

Ditto times INFINITY.


Okay dumb question alert....
What exactly is layaway? I know it's a way of deferring payment, but how does it work? I've heard of it but I've never actually seen anyone use it (or the process...or whatever it is???) and since really only shop at Target for my necessities I've apparently never been exposed to it.

[Drolefille]

You take your stuff to the counter, and say, i'll put it on layaway, you may have to put X% down. Then each month you pay a certain amount until you pay it off. Often used for Christmas presents. The toy store I worked at would wrap all of the presents and keep them, ready for pickup. It's kind of like having store credit, but you don't get the item in advance.

[AChiOhSnap]

Originally Posted by Drolefille

You take your stuff to the counter, and say, i'll put it on layaway, you may have to put X% down. Then each month you pay a certain amount until you pay it off. Often used for Christmas presents. The toy store I worked at would wrap all of the presents and keep them, ready for pickup. It's kind of like having store credit, but you don't get the item in advance.

Ohhh, okay. Thanks!