Interesting timing, I'm watching the TN-Vandy game...and I didn't go to either one..just waiting for the Ga-GaTech game..so I won't tell you who I hope wins the T-V game,
As for the offender's record, it depends on the state. Georgia has a program called the First Offender Act, which doesn't have to be for the 1st offense, lol.
The offender can pay a fine, be given comm. svcs, probation and/or even spend time behind bars (boy would that be a wake-up call for girl and parents). If the offender doesn't get in trouble before the end of the sentence, the judge can "seal" the record which means it cannot be given out if she applies for a job or a license..only for criminal justice purposes, i.e., the police think she did it again. This doesn't apply in this case, but if drugs were involved, it would be a different story.
But...in Georgia, until the GBI actually updates her criminal record to show that she successfully completed the FOA sentence, a future employer could get her record b/c the arrest would be "open"..no "final" disposition.
As for the ex-bf, that would be interesting if he let the girl use someone else's card....