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33Girl, my chapter also has all-inclusive dues and it works well for us. You wouldn't be paying directly for Formal even if you chose not to go- you pay your Social dues and everyone pays the same amount. To me, once you start questioning dues because of your own personal attendance of chapter functions, it becomes a slippery slope. Should seniors not have to pay dues that go towards the Recruitment budget because they won't be there? Should chapter members not have to pay dues that go towards room reservations if they can't normally attend our chapter meetings?
Like you mentioned, formal is planned far in advance- far enough ahead where most everyone can attend. And most people understand that if they don't attend, they are not getting refunded. We avoid mentioning how much formal is costing us "per person" because that might lead to questioning like yours.
The benefit of dues like this is that you don't have girls not attending social events because they cannot afford it. With T-shirts and formal fees popping up in addition to dues, lots of girls feel overwhelmed. I absolutely LOVE the fact that I never have to pay for myself (or even my date!) to attend a function.
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