Quote:
Originally Posted by AGDee
The other advantage to those who are already insured that I don't believe has been mentioned, is the ability for parents to keep their kids on their insurance until the age of 26. This means I can actually insure my kids until they finish grad school, which is a wonderful bonus.
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But, don't insurance policies in most states cover dependents as long as they are students? It's not as if you get dropped the minute you turn 18 or 22. Even so, colleges offer insurance for students. When I was in grad school, I think it was something like $1400 for a full year of insurance with Aetna, which happened to be the insurer my father's company had when I was dropped at 25.
The 26 cut-off doesn't impress me that much because so many states offer it until 25 even if you're not a student and if you are, you can get lower cost insurance through your school.