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I agree that it might not be common knowledge.
I had no idea that there was a blanket NPC, insurance driven ban.
I knew that we couldn't have alcohol in our house back in the day, but I wouldn't have realized that it was a property based rule rather than an alcohol serving rule (like, having to employ bartenders who checked IDs or something).
Since I don't think there's anything weird or bad about people who are legally old enough drinking wine at dinner, I don't know that I would have known.
(On the other hand, I think someone else who served on a house committee would have known and mentioned it at the time, but who knows? Some people are freakily anti-confrontational.)
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