Quote:
Originally Posted by AGDee
Some parts are in effect. Parents can insure their children up to age 26, insurance has to cover pre-existing conditions, and cannot charge more for premiums due to prior health history. Those are all part of that law.
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As of today, only children under 19 cannot be denied for pre-existing conditions. Adults will have that in 2014. Currently though those same children can be charged at a much much higher cost than healthy children. That will also change in 2014.
The individual mandate starts in 2014. Open enrollment will begin in about 16 months on 10/01/2013. Coverage will begin 01/01/2014.
The only thing carriers will be able to rate on is age, geographic location, and tobacco use.
The CMS summary of the law is around 600 pages and can be found online. It's worth a read.
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