Is it still Collegiate Funding Services? That's who I used. They were wonderful! At one point I had filled out an application and decided not to use them...they didn't call to harass me for my business. Then I changed my mind and ended up going w/ them. I have not had a single issue. I highly recommend! I don't know if FH gets a "finder's fee" or what from using them. I hope so, as I certainly had quite a bit of loans to consolidate (and I will again in about four years...
).