Behind the Scenes @ Work

[OneTimeSBX]

Does anyone have any trade secrets for their line of work/employer that would shock and/or help the public if they knew? Any dirty little secrets you are willing to share? i think it would be helpful, there are so many loopholes in different areas of life, i like finding out tricks to making my life easier and my pockets fatter !

i can start...banks clear checks largest to smallest. for some reason while i was a teller, none of my customers knew that. for example, if you have $100 in the bank, and you write a $75 check and 4 $20 checks, the $75 is coming out first. why? because you are going to bounce more checks once they take the larger check out first...in this case they get to charge you for 3 bounced checks, instead of taking the 4 $20 ones and bouncing the one for $75. that will cost you almost $100 in bounced check fees, as opposed to the 1 charge. its all about money!

[DaemonSeid]

Originally Posted by OneTimeSBX

Does anyone have any trade secrets for their line of work/employer that would shock and/or help the public if they knew? Any dirty little secrets you are willing to share? i think it would be helpful, there are so many loopholes in different areas of life, i like finding out tricks to making my life easier and my pockets fatter !

i can start...banks clear checks largest to smallest. for some reason while i was a teller, none of my customers knew that. for example, if you have $100 in the bank, and you write a $75 check and 4 $20 checks, the $75 is coming out first. why? because you are going to bounce more checks once they take the larger check out first...in this case they get to charge you for 3 bounced checks, instead of taking the 4 $20 ones and bouncing the one for $75. that will cost you almost $100 in bounced check fees, as opposed to the 1 charge. its all about money!

I worked for an insurance company last year...a few basics

1. a company purchases insurance as a 'package' the lower you are on the totem pole the crappier your coverage can be...if you are a grunt...u get some decent benefits...if you are the CEO, you are pretty much covered...and the coverage has to be compliant to that company

2. segue from number one a bit, read the fine print of what your insurance covers....some companies may not cover birth control...even if you are using it to take as a mestrual regulatory pill.

3. Companies also can pick in the insurance certain bits of preventive care that can or cannot be covered and when

for example - company A picks policy 1 - you can have XYZ screening as long are you are 40 years of age and up as part of your preventive screening

company B picks policy 2 - you can have XYZ screening as long are you are 35 years of age and up w/ no prior Hx as part of your preventive screening

and my personal fave....people thought that because thier last company covered and wondered why this changed:

company C picks policy 3 - you can have XYZ screening as longs are you plan on paying out of pocket.....because the screening is NOT a covered screening.

[tld221]

oh wow... dayum that's a mess.

i don't have any secrets specifically to what i do, but i can say that "processing fees" are BS - honestly, why are you having to pay $5.95, $10, $25, etc. for someone to do their job? i can tell you i probably only see like .50 of that fee, if that.

what else? when the secretary says said person is in a meeting, they don't want to talk to you. when she says "theyre in meetings all day," thet REALLY don't want to talk to you.

when something is supposed to take 3-5 business days (a phone call, sending something in the mail), it means said person is looking at it late in the 4th day and not really caring about it until that 5th day.

when said person is on the phone with you and they say "give me a second, my system is acting slow," that's total BS - it means theyre trying to minimize their facebook windows and actually getting into their work.







(hehehe i know because i've done it, and well, i know how to put 2 and 2 together)

[OneTimeSBX]

Originally Posted by tld221

when said person is on the phone with you and they say "give me a second, my system is acting slow," that's total BS - it means theyre trying to minimize their facebook windows and actually getting into their work.

lmao i can honestly say ive done it because i had GC up, or because i work at a TECHNICAL COLLEGE and my computer consists of some dixie cups, rubber bands, and a hamster on a wheel!

i worked for a credit card company that rhymes with Mapital Sun, and i tell you what, i will never have a card with them. ever. their "interest rate adjustment" was pay to us depending on how low we could go and keep the customer without giving them the 2.99 they probably deserved. also, they can jack your rate up to as much as 28.99% WITHOUT TELLING YOU, AND WITHOUT YOU MAKING A MISTAKE. read the fine print people, its all there...

[Cardinal026]

I bartend weekends for extra money. If you complain your drink is too weak, all we're doing is dribbling a few drops of straight liquor down the straw so you think its super strong...We're certainly not pouring a whole 'nother shot into your drink. It costs usmoney. Order a double if its too weak, we are almost never shorting you on the amount of liquor you're paying for!

[Kevlar281]

At Pappasito’s a medium quesadilla is the same amount of food as a large quesadilla; there just cut differently.

[BetteDavisEyes]

I used to work in retail over 10 years ago at a major department store. I once had to cover in the fine jewelry department and learned from the manager of that department that when fine jewelry goes on sale, it really doesn't.
What they do is put price tags on the jewelry that's considerably more expensive than what the piece is actually worth. Then they "mark it down" by 25%, 30%, etc. and claim they are giving you a huge discount when in reality, with that supposed discount, you're paying the actual price of the piece of jewelry.

[Trey_P-I_47]

Originally Posted by Cardinal026

I bartend weekends for extra money. If you complain your drink is too weak, all we're doing is dribbling a few drops of straight liquor down the straw so you think its super strong...We're certainly not pouring a whole 'nother shot into your drink. It costs usmoney. Order a double if its too weak, we are almost never shorting you on the amount of liquor you're paying for!

I have heard stories about bar tending and since you bartend on the weekends, maybe you can help me out.

Is it true that bars will use cheap liquors and put them into expensive brand bottles? For example putting Burnetts or Aristocrat into a Grey Goose bottle, or Jose Cuervo into a Patron Bottle, etc....