If it was "formal dinner" at my school, that would mean pin attire, because we do formal dinner before chapter meeting. LBD and pearls would be waaaaay over dressed. Dress pants and a nice sweater would be appropriate.
Perhaps this chapter is having a formal dinner in the true sense of the word formal, and the LBD would be appropriate.
In either case, nice jeans are probably not appropriate.
Since the OP hasn't let on any other information about what "formal dinner" means to the chapter in question, she is better off PMing someone from her campus. If she goes where I think she goes, there are plenty of posters from that school. Otherwise, I don't see a problem with asking the person who sent the invitation.
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