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09-03-2007, 01:01 AM
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GreekChat Member
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Join Date: Apr 2001
Location: TX
Posts: 3,760
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Quote:
Originally Posted by tld221
... because i recently acquired a car, and i dont know much about car insurance.
my Geico quote is $141. the car is a 92 Ford Tempo (hey its old but its my first car!). is that reasonable?
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No, its not reasonable. I wouldnt pay anymore than $50 a month for PLPD if I were you.
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09-03-2007, 02:48 AM
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GreekChat Member
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Join Date: Sep 2004
Location: USS Insanity
Posts: 4,977
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2006 Toyota Camry costs me $340 a month. Insurance is $80.
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By the time a woman realizes her mother was right, she has a daughter who thinks she is wrong.
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09-03-2007, 06:31 AM
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GreekChat Member
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Join Date: Jun 2002
Location: 77 square miles surrounded by reality
Posts: 1,598
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Quote:
Originally Posted by PiKA2001
No, its not reasonable. I wouldnt pay anymore than $50 a month for PLPD if I were you.
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$50 a month for liability-only is cheap in some cases, but the OP didn't say that's what her quote was for. It all depends on... - Where she lives
- What her driving record's like
- What kind of coverage she's getting
- Whether she has proof of prior (constant) coverage
Believe it or not that last one, even if you haven't owned a car before, makes a huge difference. It's just another excuse to gouge you because they can, but apparently people who haven't had constant car insurance are a higher risk, so most companies will charge more.
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History doesn't repeat itself, but it often rhymes.
Mark Twain
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09-03-2007, 08:41 AM
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GreekChat Member
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Join Date: Dec 2002
Location: The Ozdust Ballroom
Posts: 14,837
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Wow...mine's only $50/month for full coverage. I also don't have anything left on my record. My only incidents have been an accident at 16 (not my fault) and a speeding ticket at 17. KNOCK.ON.WOOD.
I have a 2004 Chevy Tracker. My payments are about $235/month.
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Facile remedium est ubertati; sterilia nullo labore vincuntur.
I think pearls are lovely, especially when you need something to clutch. ~ AzTheta
The Real World Can't Hear You ~ GC Troll
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09-03-2007, 04:54 PM
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GreekChat Member
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Join Date: Dec 2003
Location: only the best city in the world
Posts: 6,261
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Quote:
Originally Posted by KappaKittyCat
$50 a month for liability-only is cheap in some cases, but the OP didn't say that's what her quote was for. It all depends on... - Where she lives
- What her driving record's like
- What kind of coverage she's getting
- Whether she has proof of prior (constant) coverage
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live in NYC (well, Westchester, so NYS)
no driving record (first car, licensed a little under a year)
i believe it is full coverage iwas quoted for (i checked off every box except rental reimbursement)
had no need for prior coverage since it's my first time ive needed coverage
with all that said, i figured insurance would be expensive. but i'm not sure what "expensive" would be. and its an old car, so i thought that would balance it out. i dunno...
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Do you know people? Have you interacted with them? Because this is pretty standard no-brainer stuff. -33girl
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09-04-2007, 11:52 AM
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GreekChat Member
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Join Date: Apr 2006
Location: In a constant state of Fabulosity
Posts: 622
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I have a lease on a 2007 Honda Civic, I pay about $312/mo. (Don't get fooled by the commercial prices, there's a reason they say: FOR QUALIFIED CUSTOMERS ONLY, lol)
My insurance is about $120/mo, which is pretty good considering I still have "activity" on my driving record.
I can't help that I've got places to go, and I take the speed limit as a suggestion and not law. 
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"Sippin' margaritas on the beach in my adidas"
Corporate Thuggin'
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09-03-2007, 11:21 AM
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GreekChat Member
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Join Date: May 2003
Location: NJ/Philly suburbs
Posts: 7,188
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I drive a 2005 Honda Civic (DH's old car) $450 CDN a month
DH drives a 2007 Toyota Tundra $519 USD/month
The 2001 Kia Spectra is paid off (I did that right before we moved)
Insurance for all 3 is $167/month (the first 2 are full coverage, the last car is only liability). Funny: It cost $100 more a year to insure the Civic than it does for the brand new Tundra. 
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"OP, you have 99 problems, but a sorority ain't one"-Alumiyum
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09-03-2007, 03:36 PM
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GreekChat Member
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Join Date: May 2001
Location: Intercontinental Champion
Posts: 2,715
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270/month for the car
90/month for the insurance
I can't wait until the car is paid off in December. I just hope my string of good luck with the car doesn't end in December.
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09-03-2007, 03:41 PM
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GreekChat Member
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Join Date: Feb 2001
Location: Los Angeles
Posts: 4,847
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$530 for Saab 93 Turbo
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09-04-2007, 05:43 PM
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GreekChat Member
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Join Date: Oct 2003
Posts: 3,464
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Car Payments:
2001 Chevy Silverado HD: $610/month (Thank God it's paid off next March.)
2005 Jeep Liberty CRD: $380/month
I honestly don't know what our insurance is because it's bundled in with our house insurance and we pay quarterly.
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Or maybe a jamboree.
Or possibly even a shindig or lollapalooza.
Perhaps it'll be a hootshinpaloozaree. I don't know.
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