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DEFINITELY have health insurance. If your "dream" job doesn't offer it, then it is not your dream job.
I wish someone had told me I was severly underpaid. I had no idea and it took me YEARS to finally get a job that paid me close to what I am worth.
Start putting money in your retirement, 401(k) now, savings, etc.
Good advice about credit cards. They can be evil.
Don't sell yourself short.
Continue to practice safe sex -- your 20s are your most fertile time.
And have fun. You'll be working for at least 50 more years most likely so keep that in mind.
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