Good Credit/Bad Credit: Does It Matter?

[delph998]

Originally posted by Rain Man
My ex-wife had shaky credit, like I did at the time (for more info, visit the Credit Card Debt thread in the AKA forum I TTTed a while ago).

While we didn't apply for credit anywhere (except for the purchase of the rings), we got harassed by collectors every day and it got old for the Mrs. to keep telling me not to answer the phone. Anyway...

A few years ago I met a sorority woman I was considering marrying. We got to the discussion on credit. Her response on her status was nothing but red flags galore. She maxed out or was late on all her cards (including a Victoria Secret card--dang, how many pairs of drawers do you need to max out a VS card). Anyway, we never hooked up matrimonially (of course), but the thought of her coming into a marital union with all that unsecured debt made me very nervous, particularly in light of the fact that I just got out of a similar predicament several years prior.

Best course of action: A serious discussion AND SUCCESSFUL EXECUTION of a way to pay down/off that credit card debt LONG before the vows are sworn is one of the many keys to marital bliss.

You crack me up Rainman, but your opinion is valued! Thanks!