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You do not need to disclose the fact you were fired. In Missouri and Kansas (not sure about other states) the company you worked for can only verify the information you gave the future employer. They always have the ability to say positive things if they feel like it, but they are unable to say "yeah we fired usfstudent for..."
How long did you work for the mortgage company? Was it a short enough time that you could omit listing it on your resume?
You can really use just about any reason for leaving the company--from "it was a mutual decision" to "they eliminated my position"
How long have you been gone from the previous job? Can you neogiate for a letter of recomendation, job placement counseling at their cost?
Good luck!
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