I also have a retirement plan. I have mutual fund and a savings account (you know how that is :rolleyes

. I recently joined this investment group, made up primarily by CLOSE colleagues and friends. We meet monthly and discuss certain ventures along with our financial planner, to see what are the best investmnets out there.
All I know is that I want to be just like my moms when I retire. I don't want to do a dayum thing but travel and HELP take care of the grandchidren! I guess I got start having my own first, huh?
I don't think WE invest because we really don't trust too many with our money. You know back in the day folks used to bury their money in their yards(back) because they were apprehensive about banks. So, investing in stocks, bonds, propery etc. is not an option or it is not seen as something tangible.
Also, WE like to spend, spend, spend and not save, save, save. I like to do both!