Regarding B school, many of the most competative schools will not accept people without some relavant work experience into their MBA programs, so going right after undergrad is not an option. I have had several friends who worked for 2 - 3 years then went to B school full time. Of course it helps that they had the bomb undergrad GPAs and stellar GMAT scores because with their fellowships/stipens/grants, etc. they did not have to worry about tuition and other fees.
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