What is the monetary benefit of following risk management rules? Are national orgs going to cut your rates? I doubt it. The chaters that follow the policies and the chapters that don't follow the policies both have high rates. Look at the post a couple down about LXA at ASU. They were sued after a student left their party and the student was hit by a drunk driver. Having a large insurance policy just paints a bullseye on your back for the lawyers.
I think sororities have lower rates because girls are less prone to break rules in the first place but one of the things their risk management policies have accomplished is transfering most of their liabilities over to the fraternities. They drink, just not at their own house. They end up drinking at fraternities and when shit goes down the fraternity takes the blame.
Anyone remember the incident a CU-Bolder? A sorority was charged with hazing. It had something to do with a pledge and alcohol poisoning. The event took place at a fraternity because the sorority wasn't permitted to serve alcohol in their house.
http://www.greekchat.com/gcforums/sh...ado+and+hazing
Fraternities should just try to figure out a way to transfer the liability to someone else, such as the students that attend the parties. One thing the fraternities could do is have the parties BYOB and not have them at their house. I went to a fraternity party at another school and their house was kind of far from campus. The house was secluded and their was take-out store across the street. They had a party in their back yard with about 1000 people and they didn't serve any of the alcohol. If someone crashes their car, gets hit by a drunk driver or whatever accident it will be tough for the family to sue the fraternity becase the fraterntiy didn't serve them.
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