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Why does this make me think of indentured servants?
People are so afraid to get credit cards, they think this is a good way to catch up--especially since the loan is repaid so quickly. However, those fees add up! It becomes very easy to fall behind and NEEDING that loan trying to catch up only to get further behind. Unlike with credit cards, the person can't declare bankruptcy if it gets to be too much to handle.
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Skee-Wee!
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