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Get a card that gives you some kind of benefits, but make sure it has no annual fee. Another good thing is to get one that gives you a long grace period. I seem to get my bills on my LL Bean Visa like a full 3 weeks before they're due.
You probably want some kind of general card, like a visa or mastercard, rather than a department store card.
Do some research... you can find normal cards (visa/mastercard) that give you free gas. I have a visa that gives me free shipping and gift certificates from LL Bean.
I have had an MBNA credit card for years and years and I thought they've done fine. They seem to continually raise my credit limit and they were nice the one time I had a fraud issue. But I guess I'm a good customer--I pay it off in full every single month. If you are sure that is what you'll do then the interest rate isn't important.
Last edited by twinstars; 04-19-2003 at 07:39 AM.
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