The excuse for this I always like is "Your insurance will go way down."
True. But how much will your dues have to increase to cover the costs of renting out halls, hiring bartenders, providing transportation, etc? Seems like 1/2 dozen of one & 6 of the other.
Insurance companies have to answer to an insurance commission which keeps them from charging unreasonable rates. Clubs or halls don't have any restrictions on that. They can gouge the hell out of you if you want, and they probably will, since THEIR insurance will rise as a result of hosting so many of these functions.
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