Thanks Bluedoor. I have seen "RFM" in a few posts. Can you or anyone else explain that to me please? I am unfamiliar with that term. . Thanks
Also, I was reading through older posts about recs.....we are short one house and I cannot find ANYONE! They recommended contacting a local PHA chapter. I am I going to try that today. I am so thankful to have read that. I didn't even know there were PHA alum groups!