The reason the most competitive chapters seem like they would click the most with you is because virtually all girls see themselves as cooler than they actually are. You are seeing a reflection of who you WANT to be, not who you necessarily are. And being that you were full enough of yourself that you overscheduled yourself would kind of speak to that.
If you can REALLY get over yourself and go into rush accepting that you may get cut from 12 or 13 chapters after round 1, then sure, go through. However, don't rush at all if "you just didn't click with that 14th and 15th chapter" is going to be your response. And those most competitive chapters don't COB. Well, they MIGHT, but if they do, they choose particular girls, good friends of members, and don't actually do parties. Which means for all intents and purposes, they don't COB.
The good news is the UC schools aren't as cut and dried about taking freshmen, and in fact do take juniors, although mostly those are transfers. The bad news is sororities are hard core about grades. So if you can eek out another couple 10ths out of your GPA this spring and get stellar grades in the summer AND you can go in open to that last chapter on your list then MAYBE it can work out for you.
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"Traveling - It leaves you speechless, then turns you into a storyteller. ~ Ibn Battuta
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