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Originally Posted by tcsparky
I was wondering what to do about money, whether to take cash and exchange it or withdraw from an ATM. If I do one big withdrawal, I guess it it would be less expensive due to only paying one transaction fee?? I'm not sure how to order money from my bank. It's actually a credit union, so it may not do that.
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I doubt a Credit Union will be able to do get you the foreign currency but call and ask. I am with Chase and it is a better deal than getting it at the airport or a currency exchange. However, ask your CU what the ATM foreign transaction fees are and compare with what your friend tells you the fees are at exchanges. It might be cheaper for you to carry the cash and change it vs. getting a large sum out of the ATM.
I always hold onto my cash and use my Visa whenever possible so that I don't get blow through it so quickly. With Taxis, I always ask if they accept a credit card before getting in. I'm really surprised how much cash I have left after 2 weeks.
One additional BIG tip: call each of your credit card and ATM companies and tell them to put an alert on your account that you will be out of the country between what days. It would really stink for your card to be refused if they think someone from Nigeria got ahold or your card and was going on a London spending spree.
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