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You might need to overhaul your financial policies (in conjunction with your finance council/exec committee, however your sorority is set up to change policies). It sounds like you need some firm deadlines for dues and other payments. When I was an undergrad, dues were due monthly at the first chapter. If we bought extra stuff, such as party pics or t-shirts, payment was due at the time of the order. If we didn't pay when we ordered, our name was dropped from the order. You also need set consequences when sisters are delinquent in finances. If a sister is delinquent in payments, she is not in good standing and therefore loses some of the privileges of membership. This includes social probation, loss of voting privileges, being sent to standards board, etc. If someone owes you a significant amount of money, then perhaps they are dropped from the active membership and sent to collections.
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