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From many of your previous posts, it seems that you made financial decisions that you regret, namely in the form of taking out student loans. While some people do end up taking out far more than they should, the vast majority do not regret their loans and, like Kevin, consider it an investment in their futures.
Just because Dave Ramsey thinks student loans are a "stupid tax" doesn't mean it's true for everyone. Perhaps you took out too much, or perhaps your program wasn't appropriate for such an investment. I took out a nominal amount for graduate school and the payments are a drop in the bucket for me. Due to my income, I no longer qualify for any of the interest rate deductions. The increase in my monthly salary due to having a master's degree from one of the top architecture schools in the world is exponentially higher than my piddly monthly payments. Is that a stupid tax? Hardly!
That said, I don't think they should be discharged in bankruptcy either, unless you're incapacitated and can no longer work (but in most cases, they'd be discharged before you got to that point). Education isn't like a car or a house that can be repossessed.
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