Credit Cards

[AGDee]

Thanks, I'll look into those. I was hoping to find a teen card for my son next. It makes me feel better when they are driving that they have some kind of emergency "fund" too. The only downside to this one, it seems, is that it says bank transfers may take up to 5 business days to show up on the card. I liked that the other one was instantaneous! But, we can probably work with 5 business days too.

Hypo will also be getting a checking account and I am hoping she can get a debit Visa with that. I will probably have to open an account at the same bank so I can do transfers more easily too. So much to think about with a kid going so far away!

[knight_shadow]

Originally Posted by AGDee

Thanks, I'll look into those. I was hoping to find a teen card for my son next. It makes me feel better when they are driving that they have some kind of emergency "fund" too. The only downside to this one, it seems, is that it says bank transfers may take up to 5 business days to show up on the card. I liked that the other one was instantaneous! But, we can probably work with 5 business days too.

Hypo will also be getting a checking account and I am hoping she can get a debit Visa with that. I will probably have to open an account at the same bank so I can do transfers more easily too. So much to think about with a kid going so far away!

Yea, the 5 day thing is a hassle, but I have my direct deposit split so some of it goes to the card.

If there's ever an emergency, I purchase a MoneyPak from Walgreens (or CVS or 7-eleven) and load it that way. The MP is $4.95 to buy, but AMEX doesn't charge you to load money that way. Walgreens has a one hour delay, but purchasing the MP from other places allows you to load it immediately.