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I guess I always figured you go to a good full-service (so to speak) undergrad university and go to the most prestigious grad school you can afford. I had $10,000 in debt, and $110/month payments and THAT was hard for me. I can't image having to handle $500/month payments. And 30K? I didn't get paid $30K until just several years ago. My first job out of college, with a degree, paid $5.50 an hour. And I made rent, a car payment and a student loan payment. And I'll spare you the rest of the sob story, but I'm not a starving artist; I'd say I had a pretty typical situation, except that my parents paid for about half of my education which is better than a lot of kids get.
I would REALLY consider what it means to attend some of these schools, if Mom and Dad aren't (can't/won't doesn't matter) footing the bill. And maybe just maybe "only semi-prestigious in-state school" won't sound so bad.
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"Traveling - It leaves you speechless, then turns you into a storyteller. ~ Ibn Battuta
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